Retirement planning can provide you with peace of mind
Retirement is one of the biggest life events that you will face. You do not need to tackle it alone. By obtaining high quality trusted financial advice you can transition into retirement with greater confidence and peace of mind.
Retiring within the next 1 to 10 years – what now?
If you are planning to retire within the next 1 to 10 years, then the actions you take right now will impact the size of your retirement nest egg and the standard of living you will enjoy in retirement.
Seeking financial advice before retirement will allow you to create a retirement plan that contains smart thinking strategies to provide an extra boost to your retirement savings. It will also help put you in a more informed position as to whether you are on the right track towards meeting your retirement goals.
Retired – what now?
Retirement planning does not stop once you have retired. To ensure your retirement plans can continue to be achieved for your lifetime you need to monitor, review, and adjust your plan. Adjustments to retirement plans are often required due to changes in your goals, your circumstances, investment markets or Government laws in areas such as superannuation. High quality and trusted financial advice will be an important component to ensuring that you remain on the right track.
For many retirees, your retirement savings will be the major source for funding your living expenses. How investment markets impact your retirement savings will be more important than at any point in your life. A Financial Adviser can be your trusted counsel during times of economic and investment market turmoil and can be an important sounding board for making sensible decisions in retirement.
Here are some common questions you should be asking when planning your retirement:
- What smart thinking strategies are available which can help boost or preserve my retirement savings? Am I getting the most out of these opportunities?
- Where have I placed my pre-retirement or retirement savings? Has it been set up in a tax effective, cost-effective, and optimal manner?
- How are my pre-retirement or retirement savings invested? Will it provide sufficient investment returns to fund my retirement? How risky are my investments and can I tolerate these risks?
- Is my pre-retirement or retirement nest egg large enough to give me a comfortable living standard for the rest of my life? What should I be doing to put myself on the right track?
Please note that this is only a fraction of the questions that a pre-retiree or retiree should be asking. As an expert in pre-retirement and retirement planning, we can help you identify all the important questions and get you the right answers.
Experience counts when it comes to retirement planning so make sure you get advice from the right person.
A wealth of experience in superannuation advice & retirement planning
Our Principal Adviser, Dennis Souksamlane is extremely experienced in superannuation advice and retirement planning. He has helped more than 500 clients with their retirement plans.
This includes advice on how funds should be invested pre and post retirement, superannuation and pension structuring advice, pension and cash-flow strategies, and many other retirement strategies.
Dennis understands that a retirement nest egg is the realisation of a lifetime of hard work and should be treated with the greatest respect and care. For something so important you cannot compromise on the quality and experience of your Financial Adviser.
Dennis is one of the most qualified Financial Advisers in Australia. He holds a Master of Financial Planning, a Bachelor of Applied Finance, a Bachelor of Commerce (Accounting) and a Diploma of Australian Taxation Law.
Dennis is also a Certified Financial Planner (CFP®) of the Financial Planning Association (FPA), a Chartered Tax Adviser (CTA) of the Tax Institute and is registered with the Tax Practitioners Board as a Tax (Financial) Adviser.
Types of clients Dennis has helped with retirement advice
Here are some of the types of clients Dennis has helped:
- Commonwealth, State and Local Government employees including Heads of Departments, Commissioners, and CEOs.
- Medical practitioners including Surgeons and General Practitioners
- Private sector employees including CEOs, professionals and senior managers
- Small business owners, Air Traffic Controllers and more…
Advice Approach
Dennis offers a complementary phone discussion and complementary initial meeting for those seeking his advice.
The initial meeting is the opportunity to get to know each other, discuss your goals, your situation, and discuss the advice complexities you are facing. You can also ask questions in the initial meeting.
Our initial meeting allows us to identify advice opportunities which can be of great benefit and value to you. These may include smart thinking strategies in investing, superannuation, and other areas to increase your wealth and put you in a better situation.
If we can help put you in a better situation, we will provide you with a flat dollar quote. The quote amount is based on the advice services you require and advice complexity. You are free to accept or reject the advice quote and there is no obligation for you to proceed any further if you do not wish to.
We are strong believers in transparent advice that is cost-efficient and provides high value to our clients.
Would you like to learn more?
- If you would like to have a chat with Dennis, then feel free to book a complementary phone call using the link below or give him a call on 0402 925 833.
- You can learn more about Dennis and read his profile here.
- Our Knowledge Centre has some great articles which you can access via the link below.
- You can learn more about our advice process and advice services here.